Mountain Bike Brakes Stuck

Disc Vs. Non-Disc/Pad Brakes? ?

I am planning on purchasing a Trek 4300 Mountain Hardtail Bike. I am stuck between the decision of a disc brake or just a regular padded brake. Everyone say’s Disc is better for the money, but honestly I will not do any riding in extreme conditions(Rain/Snow). So tell me what you think. Padded Brakes are just as efficent to me as I am just a casual rider. =) thx
thx for all the answers. i have decided to save up some extra dough by not buying the disc brakes. =)

V brakes are fine for most ridding and under most conditions will stop just as good as the disk brakes. You wont have that annoying rubbing that most disk brakes have.

disc brakes